{"id":1944,"date":"2024-07-25T12:48:04","date_gmt":"2024-07-25T10:48:04","guid":{"rendered":"https:\/\/ambler.es\/que-es-el-dany-emergent-i-quan-escau\/"},"modified":"2025-06-11T16:11:01","modified_gmt":"2025-06-11T14:11:01","slug":"que-es-el-dany-emergent-i-quan-escau","status":"publish","type":"post","link":"https:\/\/ambler.es\/ca\/que-es-el-dany-emergent-i-quan-escau\/","title":{"rendered":"Qu\u00e8 \u00e9s el dany emergent i quan escau?"},"content":{"rendered":"<p><span style=\"font-weight: 400;\">Imagina&#8217;t que has tingut un accident de cotxe. El teu cotxe va quedar destrossat i necessites reparar-ho. A m\u00e9s, t&#8217;has vist obligat a pagar un taxi per anar a treballar mentre esperes que t&#8217;ho arreglen. A qui pots demanar que et pagui per aquestes despeses? La resposta \u00e9s al      <\/span><b>dany emergent<\/b> <span style=\"font-weight: 400;\">.<\/span> <\/p>\n<p><span style=\"font-weight: 400;\">Aquest concepte legal fa refer\u00e8ncia a les p\u00e8rdues econ\u00f2miques reals i demostrables que pateixes com a conseq\u00fc\u00e8ncia d&#8217;un fet dany\u00f3s, com ara un accident o un incompliment de contracte. Des de   <\/span><a href=\"https:\/\/ambler.es\/ca\/sobre-nosaltres\/\"><span style=\"font-weight: 400;\">Ambler<\/span><\/a><span style=\"font-weight: 400;\">, sabem que entendre per complet aquest concepte \u00e9s crucial per tenir un assessorament legal adequat. Per aix\u00f2, t&#8217;expliquem les claus perqu\u00e8 puguis enfrontar aquesta situaci\u00f3.   <\/span><\/p>\n<p>&nbsp;<\/p>\n<p><iframe title=\"\u00bfQu\u00e9 es el da\u00f1o emergente? | Ambler\" width=\"800\" height=\"450\" src=\"https:\/\/www.youtube.com\/embed\/2JvWnt-XyP0?feature=oembed\" frameborder=\"0\" allow=\"accelerometer; autoplay; clipboard-write; encrypted-media; gyroscope; picture-in-picture; web-share\" referrerpolicy=\"strict-origin-when-cross-origin\" allowfullscreen><\/iframe><\/p>\n<p>&nbsp;<\/p>\n<h2><b>Definici\u00f3 i naturalesa del dany emergent<\/b><\/h2>\n<p><span style=\"font-weight: 400;\">Segons l&#8217;article 1101 del Codi civil espanyol, el dany emergent es defineix com la p\u00e8rdua o el deteriorament de b\u00e9ns o drets que formen part del patrimoni d&#8217;una persona com a resultat directe d&#8217;un esdeveniment nociu. \u00c9s a dir, \u00e9s el dany real i verificable que pateix una persona o entitat com a conseq\u00fc\u00e8ncia d&#8217;un fet espec\u00edfic, ja sigui per incompliment contractual, acci\u00f3 negligent o qualsevol altra causa il\u00b7l\u00edcita.   <\/span><\/p>\n<p><span style=\"font-weight: 400;\">Hi ha dos tipus de dany emergent, l&#8217;actual i el futur. Cal destacar que tots dos han de ser degudament demostrats i quantificats amb proves en un proc\u00e9s judicial o de reclamaci\u00f3 extrajudicial. Per fer-ho, es poden incloure informes m\u00e8dics, factures de despeses m\u00e8diques, avaluacions pericials econ\u00f2miques, entre altres documents que donen suport a la magnitud i la continu\u00eftat del perjudici sofert. Quines s\u00f3n les caracter\u00edstiques de cada tipus de mal?     <\/span><\/p>\n<p>&nbsp;<\/p>\n<h3><b>Dany emergent actual<\/b><\/h3>\n<p><span style=\"font-weight: 400;\">La seva caracter\u00edstica principal \u00e9s que \u00e9s immediata i tangible, i es manifesta de manera directa i evident despr\u00e9s de l&#8217;esdeveniment perjudicial. Quins tipus de danys inclou? <\/span><\/p>\n<p>&nbsp;<\/p>\n<h4><b>Despeses m\u00e8diques i de rehabilitaci\u00f3<\/b><\/h4>\n<p><span style=\"font-weight: 400;\">S\u00f3n els desemborsaments necessaris per tractar les lesions f\u00edsiques sofertes com a conseq\u00fc\u00e8ncia de l&#8217;esdeveniment nociu, com ara consultes m\u00e8diques d&#8217;urg\u00e8ncia, intervencions quir\u00fargiques o ter\u00e0pies de rehabilitaci\u00f3.<\/span><\/p>\n<p>&nbsp;<\/p>\n<h4><b>Reparaci\u00f3 o reposici\u00f3 de b\u00e9ns danyats<\/b><\/h4>\n<p><span style=\"font-weight: 400;\">En aquest punt s&#8217;hi inclouen els costos associats amb la reparaci\u00f3 o reposici\u00f3 de b\u00e9ns materials que han patit danys directes. Si es va produir un accident de tr\u00e0nsit, les despeses de reparaci\u00f3 del vehicle queden contemplades en aquest punt. <\/span><\/p>\n<p>&nbsp;<\/p>\n<h4><b>P\u00e8rdua d&#8217;ingressos immediata<\/b><\/h4>\n<p><span style=\"font-weight: 400;\">Una persona pot patir incapacitat temporal com a conseq\u00fc\u00e8ncia d&#8217;un esdeveniment nociu. Com a conseq\u00fc\u00e8ncia, la persona es pot veure afectada per continuar amb la seva feina habitual. Aleshores, els ingressos perduts durant aquest per\u00edode poden considerar-se com a dany emergent actual.  <\/span><\/p>\n<p>&nbsp;<\/p>\n<h3><b>Dany emergent futur<\/b><\/h3>\n<p><span style=\"font-weight: 400;\">Aquest tipus de dany es refereix a les conseq\u00fc\u00e8ncies cont\u00ednues i perllongades en el temps que resulten de l&#8217;esdeveniment nociu inicial:<\/span><\/p>\n<p>&nbsp;<\/p>\n<h4><b>Costos de tractament m\u00e8dic  <\/b><\/h4>\n<p><span style=\"font-weight: 400;\">Moltes lesions poden requerir un tractament m\u00e8dic perllongat o intervencions quir\u00fargiques addicionals, la qual cosa continuar\u00e0 generant despeses en el futur.<\/span><\/p>\n<p>&nbsp;<\/p>\n<h4><b>P\u00e8rdua d&#8217;ingressos a llarg termini  <\/b><\/h4>\n<p><span style=\"font-weight: 400;\">En algunes situacions l&#8217;esdeveniment nociu pot ocasionar una incapacitat permanent a l&#8217;individu que afecta la seva capacitat per treballar i generar ingressos a llarg termini. Aleshores, aquests ingressos perduts formen part del dany emergent futur. <\/span><\/p>\n<p>&nbsp;<\/p>\n<h4><b>Despeses addicionals cont\u00ednues<\/b><\/h4>\n<p><span style=\"font-weight: 400;\">Alguns esdeveniments nocius, com accidents greus, poden deixar seq\u00fceles permanents. Per aix\u00f2, es contemplen les despeses com ara adaptacions de vivenda o vehicle per fer-les accessibles i adaptades a les noves necessitats de mobilitat de la persona. <\/span><\/p>\n<p>&nbsp;<\/p>\n<p><img fetchpriority=\"high\" decoding=\"async\" class=\"alignnone wp-image-1529\" src=\"http:\/\/www.ambler.es\/wp-content\/uploads\/2024\/07\/infografia_danos_emergentes-300x212.jpg\" alt=\"infograf\u00eda_da\u00f1os_emergentes\" width=\"1375\" height=\"972\"><\/p>\n<p>&nbsp;<\/p>\n<h2><b>Quan \u00e9s procedent reclamar per dany emergent?<\/b><\/h2>\n<p><span style=\"font-weight: 400;\">Perqu\u00e8 sigui procedent la reclamaci\u00f3 per dany emergent en el marc legal espanyol, \u00e9s fonamental complir amb certs requisits i condicions que estableixen les bases per a la compensaci\u00f3. Els punts seg\u00fcents s\u00f3n essencials per garantir una reclamaci\u00f3: <\/span><\/p>\n<p>&nbsp;<\/p>\n<h3><b>Exist\u00e8ncia d&#8217;un fet causant del mal<\/b><\/h3>\n<p><span style=\"font-weight: 400;\">Perqu\u00e8 hi hagi el dany emergent, aquest ha de sorgir com a conseq\u00fc\u00e8ncia directa d&#8217;un fet espec\u00edfic i determinat. Aquest fet pot variar a la seva naturalesa, i incloure situacions com accidents de tr\u00e0nsit, incompliments contractuals, actes de neglig\u00e8ncia, responsabilitat civil, entre altres esdeveniments il\u00b7l\u00edcits o esdeveniments que generin responsabilitat. L\u201fexist\u00e8ncia d\u201faquest fet \u00e9s la base per iniciar una reclamaci\u00f3.  <\/span><\/p>\n<p>&nbsp;<\/p>\n<h3><b>Nexe causal<\/b><\/h3>\n<p><span style=\"font-weight: 400;\">Amb aquest punt ens referim al fet que \u00e9s essencial establir de manera clara i objectiva que hi ha una connexi\u00f3 directa entre l&#8217;esdeveniment que va causar el dany i el perjudici patit per la persona afectada. S&#8217;ha de provar la connexi\u00f3 mitjan\u00e7ant evid\u00e8ncies s\u00f2lides i verificables, com ara informes pericials, testimonis de testimonis presencials, documents m\u00e8dics que indiquin les lesions patides, informes t\u00e8cnics que demostrin el dany material ocasionat <\/span><\/p>\n<p>&nbsp;<\/p>\n<h3><b>Prova del dany o perjudici ocasionat<\/b><\/h3>\n<p><span style=\"font-weight: 400;\">La persona perjudicada t\u00e9 l&#8217;obligaci\u00f3 de presentar proves espec\u00edfiques i documentades que demostrin l&#8217;abast i la magnitud del dany econ\u00f2mic patit. Aquestes proves poden incloure, per\u00f2 no es limiten a: <\/span><\/p>\n<p>&nbsp;<\/p>\n<h4><b>Factures i rebuts<\/b><\/h4>\n<p><span style=\"font-weight: 400;\">On es detallen les despeses m\u00e8diques, costos de reparaci\u00f3 de b\u00e9ns danyats, o qualsevol altre desemborsament econ\u00f2mic derivat del fet causant.<\/span><\/p>\n<p>&nbsp;<\/p>\n<h4><b>Informes m\u00e8dics<\/b><\/h4>\n<p><span style=\"font-weight: 400;\">On s&#8217;especifiquen les lesions sofertes, tractaments m\u00e8dics necessaris i la valoraci\u00f3 m\u00e8dica de les seq\u00fceles f\u00edsiques o psicol\u00f2giques.<\/span><\/p>\n<p>&nbsp;<\/p>\n<h4><b>Pressupostos de reparaci\u00f3<\/b><\/h4>\n<p><span style=\"font-weight: 400;\">En cas de dany material, com ara vehicles, habitatges o altres b\u00e9ns, \u00e9s fonamental presentar pressupostos detallats dels costos estimats per a la reparaci\u00f3 o reposici\u00f3 dels mateixos.<\/span><\/p>\n<p>&nbsp;<\/p>\n<h4><b>Informes pericials<\/b><\/h4>\n<p><span style=\"font-weight: 400;\">Els encarregats d&#8217;emetre aquests informes s\u00f3n els experts en diverses \u00e0rees (com enginyers, arquitectes, comptadors) que donen suport a la quantificaci\u00f3 econ\u00f2mica del dany emergent.<\/span><\/p>\n<p>&nbsp;<\/p>\n<h4><b>Altres documents rellevants<\/b><\/h4>\n<p><span style=\"font-weight: 400;\">A trav\u00e9s d&#8217;aquests documents es vol demostrar la relaci\u00f3 contractual afectada. Poden presentar-se documents com a contractes incomplerts, evid\u00e8ncia dingressos perduts a causa de la incapacitat temporal o permanent, entre altres. <\/span><\/p>\n<p>&nbsp;<\/p>\n<h2><b>Proc\u00e9s de reclamaci\u00f3 i compensaci\u00f3<\/b><\/h2>\n<p><span style=\"font-weight: 400;\">Per iniciar el proc\u00e9s de reclamaci\u00f3 i compensaci\u00f3 per dany emergent hem de transitar una s\u00e8rie d&#8217;etapes tant extrajudicials com judicials:  <\/span><\/p>\n<p>&nbsp;<\/p>\n<h3><b>Reclamaci\u00f3 extrajudicial<\/b><\/h3>\n<p><span style=\"font-weight: 400;\">La primera fase de la reclamaci\u00f3 per dany emergent \u00e9s extrajudicial, \u00e9s a dir, sense la intervenci\u00f3 directa d&#8217;un tribunal. Durant aquesta etapa, l&#8217;objectiu \u00e9s arribar a un acord amist\u00f3s entre les parts involucrades per compensar el perjudici que ha patit. Aquests s\u00f3n els passos i consideracions m\u00e9s rellevants:    <\/span><\/p>\n<p>&nbsp;<\/p>\n<h4><b>Informe pericial detallat<\/b><span style=\"font-weight: 400;\"> <\/span><\/h4>\n<p><span style=\"font-weight: 400;\">\u00c9s fonamental comptar amb un informe pericial elaborat per experts en la mat\u00e8ria pertinent (metges, enginyers, comptadors, etc.). Aquest informe ha de documentar de manera clara i objectiva lorigen del dany, establir el nexe causal entre el fet causant i el perjudici sofert, i valorar econ\u00f2micament els danys emergents. Aquest informe ser\u00e0 crucial tant a la fase extrajudicial com judicial, ja que proporciona la base t\u00e8cnica i professional per a la reclamaci\u00f3.  <\/span><\/p>\n<p>&nbsp;<\/p>\n<h4><b>Negociaci\u00f3 i comunicaci\u00f3<\/b><span style=\"font-weight: 400;\"> <\/span><\/h4>\n<p><span style=\"font-weight: 400;\">La part perjudicada, assistida pel seu advocat en cas que sigui necessari, envia una reclamaci\u00f3 detallada a la part responsable del dany (per exemple, mitjan\u00e7ant una asseguradora en casos d&#8217;accidents de tr\u00e0nsit). En aquesta comunicaci\u00f3 es detallen els fets, el dany emergent reclamat i les proves que donen suport a la reclamaci\u00f3. La negociaci\u00f3 pot incloure la presentaci\u00f3 de contraofertes i la discussi\u00f3 sobre la quantificaci\u00f3 del dany.  <\/span><\/p>\n<p>&nbsp;<\/p>\n<h4><b>Acord extrajudicial<\/b><\/h4>\n<p><span style=\"font-weight: 400;\">Si les parts arriben a un acord satisfactori, es formalitza un acord per escrit que estableix la compensaci\u00f3 acordada i els termes de pagament. Aquest acord pot incloure el comprom\u00eds de les dues parts de no continuar amb accions legals posteriors relacionades amb el mateix incident. <\/span><\/p>\n<p>&nbsp;<\/p>\n<h3><b>Procediments judicials<\/b><\/h3>\n<p><span style=\"font-weight: 400;\">Qu\u00e8 passa si no s&#8217;aconsegueix un acord extrajudicial satisfactori o si la part responsable nega la responsabilitat o la magnitud del dany? Aleshores, el seg\u00fcent pas \u00e9s rec\u00f3rrer a la via judicial per buscar una compensaci\u00f3 justa: <\/span><\/p>\n<p>&nbsp;<\/p>\n<h4><b>1. Interposici\u00f3 de la demanda<\/b><\/h4>\n<p><span style=\"font-weight: 400;\">Amb un advocat com a representant, la part perjudicada presenta una demanda davant del tribunal competent. La demanda ha d&#8217;incloure tots els elements probatoris necessaris, com ara l&#8217;informe pericial detallat, testimonis, documents m\u00e8dics, factures, i qualsevol altra evid\u00e8ncia rellevant que demostri l&#8217;exist\u00e8ncia del dany, el nexe causal i la quantificaci\u00f3 del dany emergent. <\/span><\/p>\n<p>&nbsp;<\/p>\n<h4><b>2. Desenvolupament del proc\u00e9s judicial<\/b><\/h4>\n<p><span style=\"font-weight: 400;\">Durant el proc\u00e9s judicial, les dues parts presenten els seus arguments i proves davant del tribunal. Es poden fer audi\u00e8ncies, peritatges addicionals si cal, i es poden citar les parts a compar\u00e8ixer per prestar testimoni. Despr\u00e9s, el tribunal ha d&#8217;avaluar tota l&#8217;evid\u00e8ncia presentada i decidir sobre la responsabilitat i la compensaci\u00f3 econ\u00f2mica que correspongui al perjudicat.  <\/span><\/p>\n<p>&nbsp;<\/p>\n<h4><b>3. Sent\u00e8ncia judicial<\/b><\/h4>\n<p><span style=\"font-weight: 400;\">Un cop finalitzat el proc\u00e9s judicial, el tribunal ha d&#8217;emetre una sent\u00e8ncia que ha d&#8217;establir si la part demandada \u00e9s responsable del dany i la quantitat de compensaci\u00f3 que ha de pagar al perjudicat. La sent\u00e8ncia pot ser apel\u00b7lada si alguna de les parts considera que no es van resoldre de manera adequada els aspectes del cas. <\/span><\/p>\n<p>&nbsp;<\/p>\n<h2><b>Al servei de la tranquil\u00b7litat dels nostres clients<\/b><\/h2>\n<p><span style=\"font-weight: 400;\">Sigui la situaci\u00f3 que sigui, sens dubte que com a individus enfrontar el dany emergent comporta la necessitat de comprendre les seves implicacions legals i econ\u00f2miques. Hem d&#8217;actuar amb rapidesa i comptar amb l&#8217;ajut dels professionals adients.   <\/span><\/p>\n<p><span style=\"font-weight: 400;\">Ambler va n\u00e9ixer el 1991 i des de llavors, com a corredoria d&#8217;assegurances, estem compromesos amb els nostres clients per oferir-los l&#8217;assessorament legal necessari per protegir-los davant de les asseguradores. Ens centrem a trobar la soluci\u00f3 correcta per a cada client. Si vols con\u00e8ixer m\u00e9s sobre els nostres serveis, posa&#8217;t a    <\/span><a href=\"https:\/\/ambler.es\/ca\/contacte-2\/\"><span style=\"font-weight: 400;\">contacte<\/span><\/a> <span style=\"font-weight: 400;\">amb nosaltres perqu\u00e8 puguem ajudar-te.<\/span> <\/p>\n","protected":false},"excerpt":{"rendered":"<p>Imagina&#8217;t que has tingut un accident de cotxe. El teu cotxe va quedar destrossat i necessites reparar-ho. A m\u00e9s, t&#8217;has vist obligat a pagar un taxi per anar a treballar mentre esperes que t&#8217;ho arreglen. A qui pots demanar que et pagui per aquestes despeses? La resposta \u00e9s al dany emergent . Aquest concepte legal [&hellip;]<\/p>\n","protected":false},"author":3,"featured_media":1526,"comment_status":"open","ping_status":"closed","sticky":false,"template":"","format":"standard","meta":{"_acf_changed":false,"footnotes":""},"categories":[46,24],"tags":[],"class_list":["post-1944","post","type-post","status-publish","format-standard","has-post-thumbnail","hentry","category-incidents-ca","category-uncategorized-ca"],"acf":[],"yoast_head":"<!-- This site is optimized with the Yoast SEO plugin v27.5 - https:\/\/yoast.com\/product\/yoast-seo-wordpress\/ -->\n<title>Qu\u00e8 \u00e9s el dany emergent i quan escau? - Ambler | Corredur\u00eda de Seguros<\/title>\n<meta name=\"description\" content=\"Descobreix qu\u00e8 \u00e9s el dany emergent, coneix els teus drets, quan ho pots reclamar i les condicions necess\u00e0ries per fer-ho.\" \/>\n<meta name=\"robots\" content=\"index, follow, max-snippet:-1, max-image-preview:large, max-video-preview:-1\" \/>\n<link rel=\"canonical\" href=\"https:\/\/ambler.es\/ca\/que-es-el-dany-emergent-i-quan-escau\/\" \/>\n<meta property=\"og:locale\" content=\"ca_ES\" \/>\n<meta property=\"og:type\" content=\"article\" \/>\n<meta property=\"og:title\" content=\"Qu\u00e8 \u00e9s el dany emergent i quan escau? 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