Discover the solutions we have implemented for our clients.
Our client is a family-owned company dedicated to the production and distribution of canned foods, specialising in organic and gourmet products such as vegetables, legumes and sauces. With a presence in large retail outlets and export activity in European markets, its operation required comprehensive protection covering everything from production to final distribution, guaranteeing quality, safety and continuity.
The initial analysis revealed several critical vulnerabilities not covered by their previous insurance programme. These included a lack of coverage for power failures that could affect the cold chain and spoil perishable goods, financial losses due to production stoppages caused by machinery breakdowns, a lack of protection against health claims arising from food alerts, and limited cyber coverage, despite the use of cloud-connected ERP systems and online sales.
At Ambler, we design insurance programmes specifically for the food sector, covering both physical and digital risks. We include multi-risk industrial insurance for assets, machinery and stock, with coverage for electrical faults, fire and water damage. We added a policy for loss of profits, which guaranteed income in the event of production interruptions, product liability insurance, focused on covering health claims and market withdrawals, and comprehensive cybersecurity insurance, tailored to the client’s digital environment. In addition, we developed a loss prevention plan, in collaboration with the quality department, reinforcing storage and distribution protocols.
The implementation of this programme enabled the client to reduce losses due to incidents by 40% thanks to more effective coverage and preventive measures. Following a critical breakdown that paralysed the production line for a week, they recovered 95% of the costs, minimising the financial impact. On the digital front, enhanced cybersecurity prevented a phishing attempt that could have compromised the commercial database. Likewise, trust with European distributors was strengthened by having certified and auditable insurance, which is essential for operating in regulated markets.